Make the SWITCH and Bank Local!!

As a member of CityMark Federal Credit Union you beelong. We bank differently. Join Today!!

Bonus will be paid one month after your account qualifies for reward checking. To qualify you must have direct deposit, home banking, estatements, and do at least 10 transactions with your debit card. If the account is closed within 6 months, the bonus is forfeited.

  • Safe and Sound

    CityMark maintains a very healthy capital level well above other financial institutions in the area and the nation.We are in the top 1% with our management of the credit union and have constantly received 5 star ratings from Bauer Financial and typically place in the top 3 nationwide best credit unions from Glatt Financial.

  • We are Local

    CityMark is a local credit union with all decisions and management being in Luzerne, Lackawanna, and Wyoming Counties. Many of our members know our team members for years and trust them completely with their financial life.

  • Better Checking

    • Earn up to 5% APY on balances up to $10,000
    • NO monthly fees
    • NO PIN based transaction limits
    • NO monthly debit card fee
    • FREE Early Direct Deposit
    • FREE Overdraft Protection.

  • Benefits

    The benefits are endless. We offer the following FREE products to help your financial life:
    • High Interest Bearing Checking Accounts
    • UNLIMITED Debit Card Transactions
    • High Interest CDs
    • FREE Mobile Banking
    • FREE Mobile Deposit
    • FREE Mobile Wallet
    • FREE Online Banking
    • Better rates on loan products
    • NO DEBIT CARD FEES!
    • NO MONTHLY MAINTENANCE FEES!

  • Better Rates

    Credit unions by nature are non-profit organizations. This status allows them to give their earnings back to their members. They do so in the form of higher returns on savings and investments as well as lower fees. Planning to apply for auto loans or mortgage or a personal loans? You can enjoy lower rates in the credit union. It is something you can’t find in a typical bank.

  • Member satisfaction is our top priority

    As a member, your satisfaction is the highest priority in a credit union. And this is something that shows in several reports and surveys. Credit unions often outscore traditional banks when it comes to customer satisfaction. It is because their services are exceptional. It reflects in the courtesy and helpfulness of their staff.

  • Supportive

    CityMark supports many local business and events through sponsorships and partnerships. Some of our notable sponsorships are:
    • Brewsterhout
    • NEPA Gayla
    • Wyoming Valley West SD Scholarships

  • Your money is in good hands in a credit union

    People often hesitate to put their money in a credit union because they fear that it is not secured. But this belief is far from reality because credit unions are insured. Our accounts are insured by the NCUSIF (National Credit Union Share Insurance Fund) from NCUA and up to $250,000.

    It all boils down to one thing – credit unions are better. Credit union membership is something you shouldn’t miss. A credit union is a place where their members’ needs come first. And if you are interested in becoming a CityMark Federal Credit Union member now, please don’t hesitate to contact us.

  • You are an owner

    Deposit money into a credit union savings account, and you become both a member and an owner. While other financial institutions pay profits to outside stockholders, credit unions return their net earnings to their own member-owners through high dividends (interest) on savings and low rates on loans. This collaborative arrangement is unique to credit unions and has been a core part of their operation for hundreds of years.

    At CityMark Federal Credit Union, policy and decisions are made by member-owners just like you. Our Board of Directors sets policy while our Supervisory Committee oversees all aspects of CityMark Federal Credit Union’s operations and provides guidance to CityMark’s friendly staff. Both the board members and the internal committee members are unpaid volunteers who have a personal interest in the Credit Union’s success because they are also member-owners.

Switch to Us

Switching your direct deposit and electronic transactions to CityMark FCU is easy! You can use our Switch Kit to help your move quick and seamless!

Direct Deposit

Questions to Ask

  • What is the best way to start or change my direct deposit?

  • When will the change take place?

  • Do you allow me to split my direct deposit between financial institutions?

Over the Phone

If they will handle this over the phone, be prepared to provide the following:
CityMark FCU
225 S River Street
Plains, PA 18705

Routing/ABA number: 231386894

Your ten-digit account number to deposit into checking. (add zeros in front of your account number to make 10 digits) (ie. 0000001234)

In Person

If it’s convenient for you to visit in person, provide them with the above information. They will probably ask you to fill out a form and sign it.

By Mail

Ask if they will accept a form provided by your financial institution. If yes, use our form (PDF). If not, ask them to provide it to you (by email if possible).

Social Security Direct Deposit

Social Security requires that you call, go online, or visit a Social Security office to change or start your Social Security Direct Deposit.

Call

Call Social Security’s toll-free number, 1-800-772-1213. Be prepared to provide the following information:

CityMark FCU
225 S River Street
Plains, PA 18705

Routing/ABA number: 231386894

Your ten-digit account number to deposit into checking. (add zeros in front of your account number to make 10 digits) (ie. 0000001234)

Online

If you already get benefits, you can sign up for or change your direct deposit online. This applies to Social Security benefits only, not available for SSI.

Visit an SSA Office

If you don’t currently get Social Security or SSI benefits, but plan to apply, take a blank check with you when you apply for benefits. Make sure you write VOID on the front of the check. Our nine-digit routing number is 231386894.

Recurring Payments

Review your previous statements and list all automatic recurring payments to merchants, such as mortgage payments, utility bills and insurance premiums. We recommend that you go back three months. Obtain the last invoice to find your account number and the telephone number or address of the merchant.

ACH Payments

To start or switch your recurring ACH payments, first call the provider and ask if you may handle this by phone. If yes, you will need to provide the following information:

CityMark FCU
225 S River Street
Plains, PA 18705

Routing/ABA number: 231386894

Your ten-digit account number to come out of checking. (add zeros in front of your account number to make 10 digits) (ie. 0000001234)

Your account number with the merchant

If the service provider requires it in writing, ask if you may use a form provided by your financial institution. If yes, print our form and send it. If the service provider requires that the request be in writing on their form, ask them to send it to you.

Debit Card Payments

If you use your debit card for recurring payments, you will need to contact the provider and provide your new card information. They will generally take this over the phone.